Disclaimer: The preliminary rate quotes given here are estimates based on the information you provided and are not a contract, order, or agreement to extend insurance coverage. Because the rate charged must be in compliance with the Company's rules and rates, rate quotes are subject to revision if different rates are effective at the time of policy issuance. Average savings information based on Art Gecko Policyholder Survey data through July 2006. Some discounts, coverages, payment plans, and features not available in all states.

Limitation of Liability: To the extent permitted by law, Art Gecko's Hosta Insurance disclaims liaility, whether based in contract, tort, negligence, strict liability or otherwise, for damages of any kind (including but not limited to, direct, indirect, incidental, consequential, special, punative or exemplary damages).